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HomeMy WebLinkAbout05.c. Receive plan to refinance existing 2009 bonds Page 1 of 6 Item 5.c. Central Contra Costa Sanitary District May 21, 2018 TO: FINANCE COMMITTEE FROM: PHILIP R. LEIBER, DIRECTOR OF FINANCEAND ADMINISTRATI ON REVIEWED BY: THEA VASSALLO, FINANCE MANAGER ANN SASAKI, DEPUTY GENERAL MANAGER ROGER S. BAILEY, GENERAL MANAGER SUBJECT: RECEIVE PLAN TO REFINANCE EXISTING 2009 BONDS As has been mentioned to the Board at various times over the course of the past year, Central San has considered the possibility of refinancing existing debt to save on interest costs. While it appeared initially that the 2017 Federal tax legislation closed off this possibility, alternative structures have been confirmed (by the US Treasury representatives, financial advisor PFM and tax counsel Jones Hall) as still providing for a viable refinancing opportunity. Various parties (including potential underwriters Wells Fargo, Barclays, Stifel, and other financial advisors) have brought refinancing proposals to the attention of Central San in recent months, and their analyses have shown the possibility of Net Present Value savings of between $1-2 million in interest costs, net of issuance costs. Tentative Net Present Value savings on the order of $1 million have been confirmed by analyses prepared by PFM using relatively conservative assumptions as to interest rates at the time of issuance. The actual amount of the savings will vary depending on interest rates at the time the refinancing is executed. The chart below shows the debt service principal payments (bottom bar) and net interest payments (top bar, net of the Build America Bonds subsidy)for existing debt. The chart demonstrates that net interest payments decline over time as the amount of overall debt outstanding decreases. May 21, 2018 Regular FINANCE Committee Meeting Agenda Packet- Page 102 of 129 Page 2 of 6 2009 Bonds 54,000,000 5s,500,000 53,000,000 52,500,000 52,000,000 $1,500,000 51,000,000 5500,000 50 ■Prinroal ■Amort¢ation&Interest The 2009 bonds consist of two series - Series 2009A taxable Build America Bonds, and Series 2009B tax-exempt bonds. Methods exist to refinance the bonds, even after the 2017 Federal tax legislation that eliminated the ability for issues to undertake tax-exempt advance refundings (issuing new tax-exempt bonds to retire existing tax exempt bonds more than 90 days prior to their call date, and for that period of time having two tax exempt bonds outstanding concurrently). For the Series 2009A bonds, an advance refunding is possible if Central San foregoes the interest subsidy until the bonds are callable in September 2019. Accordingly, this type of refinancing is not in conflict with the 2017 Federal tax legislation, and bond counsel is willing to provide the necessary favorable tax opinion on the transaction. Central San also has a smaller portion of Series 2009B tax-exempt bonds outstanding which could be advance refunded using taxable bonds. Analysis is still underway on whether these bonds should be refunded this year, or potentially this refunding could be deferred until the fall of 2019 to take place with the new money issuance. The opportunity for Net Present Value savings as a percentage of outstanding bonds is significantly less (2-3%)for the Series 2009B bonds as compared to the Series 2009A bonds (7-8%). Central San staff has worked with financial advisor PFM on the preliminary steps towards the bond refunding transaction, including developing a proposed financing schedule (attached) and taking initial steps to assemble a financing team. With respect to assembling a financing team, Central San's Debt Management Policy specifies: A. Selection of Financing Team Members The General Manager or designee will make recommendations for all financing team members, with the Board providing final approval. Financing team members may include a financial advisor, bond counsel, disclosure counsel (which may be the same firm as bond counsel), and an underwriter. Selection of those financing team members shall be in accordance with Professional Service and Consultant provisions of Central San's procurement policies, and consistent with Chapter 2.36 "Purchasing and Materials Policy" of the District Code. In the event of a competitive bond sale, Central San's debt will be offered to the underwriter providing the most cost advantageous proposal to Central San. Anticipated costs for bond counsel, disclosure counsel, and an underwriter are each expected to be below the $100,000 threshold for professional and consulting work requiring Board approval under Central San's procurement policies. Staff recommends retaining the firm of Jones Hall as bond counsel, and disclosure counsel as that firm performed such roles on the 2009 issuance and it is most efficient for the same firm to perform these roles for this transaction where time is of the essence and that firm is already familiar with Central San and the 2009 bond documents. May 21, 2018 Regular FINANCE Committee Meeting Agenda Packet- Page 103 of 129 Page 3 of 6 PFM will conduct an informal Request For Proposals process during the May- June timeframe for the selection of an underwriter for the refinancing transaction. The Board would be asked to formally affirm the financing team members at the June 21 st Board meeting, and then at the July 19th Board meeting, the bond documents developed by the team. At these meetings, staff would also present the analyses required under the Debt Policy, and under state law related to bond financings. The proposed schedule further anticipates receiving bond ratings in August, and then closing of the transaction in September. Alternatives to refinancing the debt include allowing the bonds to stay in place through their scheduled maturities through FY 2029-30, or waiting to refinance the bonds until the fall of 2019 when Central San anticipates a new money bond issuance. However, rising interest rates could eliminate the savings opportunity by then, and it is prudent to take steps to capture the savings now while they are available. Further, as the chart above shows that interest payments decrease significantly as the amount of the debt outstanding decreases over time, capturing the opportunity for the maximum interest savings means acting sooner rather than later. The Board will be informed of any policy and/or structuring issues that may arise as we move further into the work connected with the refinancing, but this is anticipated to be a straightforward transaction intended for the purpose of reducing interest costs. Stratedc Plan Tie-In GOAL THREE:Be a Fiscally Sound and Effective Water Sector Utility Strategy 2- Manage Costs ATTACHMENTS: 1. Proposed Financing Schedule May 21, 2018 Regular FINANCE Committee Meeting Agenda Packet- Page 104 of 129 Page 4 of 6 Central Contra Costa Sanitary District Wastewater Revenue Refunding Certificates of Participation, Series 2018 Financing Schedule as of May 15, 2018 Board meetings are on the first and third Thursday of the month S M T W T F S T F S S M T W T F S 1 2 3 4 51 2 1 2 3 4 5 6 7 6 7 8 9 10 11 12 7 8 9 8 9 10 11 12 13 14 13 14 15 16 17 18 19 101,712 14 15 16 15 16 17 18 19 20 21 20 21 22 23 24 25 26 17 18 19 20 21 22 23 22 23 24 25 26 27 28 27 28 29 30 31 24 25 26 27 28.29 30 29 30 31 S M T W T F S T W T F S 716 T W T F S 1 2 3 4 12 3 4 5 6 5 6 7 8 9 10 11 4 5 6 7 8 9 10 11 12 13 12 13 14 15 16 17 18 971011 12 13 14 15 17 18 19 20 19 20 21 22 23 24 25 16 17 18 19 20 21 22 21 22 23 24 25 26 27 26 27 28 29 30 31 23 24 25 26 27 28 29 28 29 30 31 30 Holiday Date Event Party Week of May 7 ■ Circulate information request for Preliminary Official Statement DC Week of May 14 ■ Finalize and Distribute underwriter RFP MA Mon.,May 21 ■ Finance Committee meeting for recommendation to proceed CCCSD Week of May 21 • Information provided by District for POS CCCSD Mon., May 28 ■ Memorial Day All Week of May 28 ■ Circulate first draft of bond documents BC ■ Receive underwriter RFP responses MA Week of June 4 ■ Select underwriter CCCSD/MA ■ Circulate first draft of POS DC Week of June 11 ■ Working group meeting to review documents and POS All Fri.,June 15 ■ Deadline to submit materials to Board CCCSD Week of June 18 ■ Circulate revised drafts of bond documents and POS BC/DC Thu.,June 21 ■ Board meeting to appoint the financing team CCCSD Week of June 25 • Working group call to review documents and POS All Week of July 2 ■ Circulate first draft of credit presentation MA Wed.,July 4 ■ Independence Day All Financing Schedule 1 May 21, 2018 Regular FINANCE Committee Meeting Agenda Packet- Page 105 of 129 Page 5 of 6 Central Contra Costa Sanitary District Wastewater Revenue Refunding Certificates of Participation, Series 2018 Financing Schedule as of May 15, 2018 Board meetings are on the first and third Thursday of the month S M T W T F S T F S S M T W T F S 1 2 3 4 51 2 1 2 3 4 5 6 7 6 7 8 9 10 11 12 7 8 9 8 9 10 1 13 14 13 14 15 16 17 18 19 101,712 14 15 16 15 16 17 ]2t5226 20 21 20 21 22 23 24 25 26 17 18 19 20 21 22 23 22 23 24 27 28 27 28 29 30 31 24 25 26 27 28.29 30 29 30 31 S M T W T F S T W T F S 716 T W T F S 1 2 3 4 12 3 4 5 6 5 6 7 8 9 10 11 4 5 6 7 8 9 10 11 12 13 12 13 14 15 16 17 18 971011 12 13 14 15 17 18 19 20 19 20 21 22 23 24 25 16 17 18 19 20 21 22 21 22 23 24 25 26 27 26 27 28 29 30 31 23 24 25 26 27 28 29 28 29 30 31 30 Holiday Thu.,July 5 ■ Deadline to submit bond documents to Board CCCSD/BC Week of July 9 ■ Conference call to review credit presentation All Week of July 16 ■ Circulate second draft of credit presentation MA/UW Thu.,July 19 ■ Board meeting to approve bond documents and POS CCCSD/MA/BC Week of July 23 ■ Finalize credit presentation MA/UW Week of July 30 ■ Meetings with rating agencies CCCSD/MA/UW Week of August 6 ' Select Printer CCCSD/MA ■ Due Diligence Call All Week of August 13 ' Receive credit ratings All ■ Post POS P Week of August 27 ■ Bond Pricing All Mon.,September 3 ■ Labor Day All Week of September 3 ■ Print final Official Statement P Week of September 24 ■ Closing All Financing Schedule 2 May 21, 2018 Regular FINANCE Committee Meeting Agenda Packet- Page 106 of 129 Page 6 of 6 Central Contra Costa Sanitary District Wastewater Revenue Refunding Certificates of Participation, Series 2018 Financing Schedule as of May 15, 2018 Board meetings are on the first and third Thursday of the month S M T W T F S T F S S M T W T F S 1 2 3 4 51 2 1 2 3 4 5 6 7 6 7 8 9 10 11 12 7 8 9 8 9 10 11 12 13 14 13 14 15 16 17 18 19 101,712 14 15 16 15 16 17 18 19 20 21 20 21 22 23 24 25 26 17 18 19 20 21 22 23 22 23 24 25 26 27 28 27 28 29 30 31 24 25 26 27 28.29 30 29 30 31 S M T W T F S T W T F S S M T W T F S 1 2 3 4 1 1 2 3 4 5 6 5 6 7 8 9 10 11 4 5 6 7 8 7 8 9 10 11 12 13 12 13 14 15 16 17 18 971011 12 13 14 15 14 15 16 17 18 19 20 19 20 21 22 23 24 25 16 17 18 19 20 21 22 21 22 23 24 25 26 27 26 27 28 29 30 31 23 24 25 26 27 28 29 28 29 30 31 30 Holiday ParticipantParty Working Group Issuer Central Contra Costa Sanitary District CCCSD Municipal Advisor PFM Financial Advisors MA Bond &Disclosure Counsel Jones Hall BC/DC Underwriter TBD UW Underwriter's Counsel TBD UC Trustee TBD T Verification Agent TBD V Printer TBD P Financing Schedule 3 May 21, 2018 Regular FINANCE Committee Meeting Agenda Packet- Page 107 of 129