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HomeMy WebLinkAboutBUDGET & FINANCE AGENDA 03-17-09~l C'entral Contra Costa Sanitary District 5019 Imhoff Place, Martinez, CA 94553-4392 (925) 228-9500 www.centralsan.org BUDGET AND FINANCE COMMITTEE Chair Lucey Member Nejedly Tuesday, March 17, 2009 3:00 p.m. Executive Conference Room 5019 Imhoff Place Martinez, California INFORMATION FOR THE PUBLIC ADDRESSING THE COMMITTEE ON AN ITEM ON THE AGENDA Anyone wishing to address the Committee on an item listed on the agenda will be heard when the Committee Chair calls for comments from the audience. The Chair may specify the number of minutes each person will be permitted to speak based on the number of persons wishing to speak and the time available. After the public has commented, the item is closed to further public comment and brought to the Committee for discussion. There is no further comment permitted from the audience unless invited by the Committee. ADDRESSING THE COMMITTEE ON AN ITEM NOT ON THE AGENDA In accordance with state law, the Committee is prohibited from discussing items not calendared on the agenda. You may address the Committee on any items not listed on the agenda, and which are within their jurisdiction, under PUBLIC COMMENTS. Matters brought up which are not on the agenda may be referred to staff for action or calendared on a future agenda. AGENDA REPORTS Supporting materials on Committee agenda items are available for public review at the Reception, 5019 Imhoff Place, Martinez. Reports or information relating to agenda items distributed within 72 hours of the meeting to a majority of the Committee are also available for public inspection at the Reception. During the meeting, information and supporting materials are available in the Conference Room. AMERICANS WITH DISABILITIES ACT In accordance with the Americans With Disabilities Act and California Law, it is the policy of the Central Contra Costa Sanitary District to offer its public meetings in a manner that is readily accessible to everyone, including those with disabilities. If you are disabled and require special accommodations to participate, please contact the Secretary of the District at least 48 hours in advance of the meeting at (925) 229-7303. i~ Recycled Paper • , Budget and Finance Committee March 17, 2009 Page 2 1. CALL MEETING TO ORDER 2. PUBLIC COMMENTS 3. OLD BUSINESS 4. CLAIMS MANAGEMENT *a. Review Outstanding Claims 5. REPORTS/ANNOUNCEMENTS a. GASB 45 Trust Investment *b. Review of CCCERA Smoothing and UAAL Layering Methodology c. Annual Deferred Compensation Report (Item 3.f. in Board Binder) 6. REVIEW EXPENDITURES (Item 3.a. in Board Binder) 7. 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J OD 0 OD 0 W 0 ~ aD 0 00 0 m 0 O O 0 u~$' ~ J J OD O dD O CO O aD O t ~ N o O ~ ~ ~- o N i f £I C\J O O OI ~_ ul N o th n 0 n 0 N (~ OI OI m O m O 3 ~ N C~ 0 ~ 0 ~ 0 ~ 0 0 C~ L75 0 0 0 0 ~ t~ O ¢~5 O 0 0 ~- ~ O O O ~ n O n O O X0 ~ 0 ~ 0 ~ O ~ O ~ O ~ O 000 ~ ~ ~ ~ yl pl J C7 J C7 J C7 J C7 J C7 J C7 JJ C7 C7 yl p{l y ~ J Q J 2 J ¢ O ¢ J F J F J F m O O ~ N (7 V ^ O ykI ~ N cn a cn m n itl ik ~ N c~ e`Qi. O N H E U Q 0 5.6. Central Contra Costa Sanitary District March 16, 2009 TO: BUDGET AND FINANCE COMMITTEE Q~~ FROM: RANDALL M. MUSGRAVES, DIRECTOR OF ADMINISTRATION F DEBBIE RATCLIFF, CONTROLLER ,~~ SUBJECT: REVIEW OF CONTRA COSTA COUNTY EMPLOYEES' RETIREMENT ASSOCIATION SMOOTHING AND UAAL LAYERING METHODOLOGY SUMMARY We met with Rick Koehler, Accounting Manager, and Marilyn Leedom, Chief Executive Officer, on Friday, March 6, 2009. We reviewed the Actuary's (Segal) work assessing the smoothing of market value returns, the layering of the Unfunded Actuarial Accrued Liability (UAAL), and the impact of the changes. Segal looked at four scenarios. The current method smoothes market value returns over five years. This is called the baseline in Segal's report. Scenario I is a 7 year term, Scenario II is a 10 year term and Scenario III is a 12 year term. In addition, the Contra Costa County Employees' Retirement Association (CCCERA) Board is reviewing the feasibility of a layered approach to the UAAL. The review evaluated the impact to the employer contribution rates, the UAAL and the retirement program funding percentage. As you know, the District's UAAL is $43 million as of December 31, 2007. RETIREMENT SYSTEM FINANCIAL VALUE With the recent drop in the financial markets, the retirement system's funding has been reduced from 89.9% funded to below 70%, based upon our understanding of market value. At this level, the system is underfunded. In addition, the industry has a standard that the Actuarial Value of Assets (AVA) should not be greater than 120% of the Market Value of Assets (MVA). CCCERA is currently at 136%. This number must also be brought down to the 120% level over a reasonable period of time as required by the Actuarial Standard Board, Actuarial Standard of Practice #44. This will put pressure on employer contribution rates. CURRENT IMPACT ON EMPLOYER CONTRIBUTION RATE Under the current 5 year averaging, the employer contribution rate is expected to increase from 24.7% (12/31/07) to 25.3% (12/31/08), an increase of 0.6%. These are the rates being used due to the eighteen month rate development and implementation period. Due to the eighteen month lag, the 2008-2009 and 2090-2010 rates are too low. In 2013, rates are projected to jump to approximately 50%. This is a doubling of rates and would have a dramatic impact on the County, as well as the District. The District will pay $9,375,000 in fiscal year 2008-2009. This amount will double by 2013. Approximately $55 of the sewer service charge pays for retirement. In 2013, this will increase to approximately $108. MARKET VALUE RETURN SMOOTHING The basic concept behind the smoothing is to reduce a spike in the employer contribution rate, resulting in lower annual rates but for a longer period of time and at a greater cost, due to the delay. The simple fact is that CCCERA, like all other retirement systems, are trying to deal with the unprecedented loss of 35%+ of the system's assets. Thus, by lengthening the years to average the losses, it lowers the employer contribution rate (percent of payroll) reducing the negative impact on the employer, in the short term. It also ensures that the employer contribution rate is not likely to rise quickly and then be reduced in future years when investment income returns. From a business perspective, it is like obtaining a loan to help reduce the spiking. The problem is that smoothing postpones placing funds into the system thereby loosing the opportunity for accumulation of assets. Thus, the longer the smoothing occurs, the greater the cost to the employer. Exhibits 3 (single layer UAAL amortization) and 7 (multi le layer UAAL amortization) visually display the impact of increasing the smoothing term of market value returns (Exhibit 3) and the impact of layering the UAAL amortization (Exhibit 7). Exhibit 3 shows that under the current 5 year smoothing, the employer contribution rate (percent of payroll) increases from the current 24.7% to a high of 54.9% in 2016 and begins to decrease in 2021 to 47.9%. That is approximately 11 years of rates that are twice what they are today. The other three scenarios yield a more gradual increase, but significantly exceed the highest rate of the basic or current methodology. In fact, the 12 year term yields a rate of 96.7% of payroll in 2021. This rate could not be sustained by any employer. Exhibit 7 shows the benefit to the contribution rate of layering the UAAL. In all scenarios, the rate does not exceed 50%. However, a high rate over more years is required resulting in greater long-term cost to the employer. The UAAL increases by approximately $1.5 billion by 2021. It is unclear what the specific impact of the smoothing and layering scenarios will be to the District. The Segal report looked at the retirement system as a whole, blending safety and general employees. We made a request to CCCERA to have Segal provide us with the information for only general employees. Marilyn thought the request was beneficial to all CCCERA employers and will contact Segal for the information. I have requested that Segal recalculate the Exhibits using the general employee number only. We will be better able to ascertain the impacts to the District. 2 UAAL LAYERING METHODOLOGY The Retirement Association is looking at a new layered approach to the payment period for the UAAL. The current UAAL of $43 million would be amortized over an 18 year period rather than the current thirteen year term. Next year's increase in the UAAL would also be amortized for 18 years while the original $43 million would then have 17 years remaining of amortization. It is a rolling 18 year amortization period. This would also help to smooth the employer contribution rate. CCCERA staff is seeking clarification regarding the current UAAL at $43 million or recalculating it to account for the 2008 losses. In 2008 CCCERA lost 26.5% of total assets. In the first part of 2009, an additional 12% loss has occurred. Exhibits 4 (single layer) and 8 (multiple layer) clearly show the impact to the UAAL. As previously discussed, the layering of the UAAL, and thus the postponement of payments, has a significant negative financial impact. By the year 2021, in the twelve year scenario, the UAAL is projected to increase by approximately $1.5 billion (from $310 million to $1.8 billion) using the multiple layer methodology. Employer contribution rates would be comparable at the year 2021 (47.9% using five year smoothing and 47.3% using the layered method). Exhibits 5 (single layer) and 9 (multiple layers) also confirm that the funded percentage of the retirement program would be higher by six to eight percent (97.3% vs. 91.4%) using the current UAAL payment methodology. CONCLUSION The conclusion is clear, even from a pooled perspective. It is better to pay more now than to postpone payment. However, not all employers in CCCERA can afford to double their rates in such a short period of time. The CCCERA staff informed us that whatever methodology changes are adopted by their Board would apply to all employers. Currently, participating agencies/employers are able to pay down their specific UAAL. Payments are tracked and applied to the agency. Do remember that the UAAL is a prorated calculation of the pooled liability less assets. Staff is reluctant to pay down the UAAL until we determine if the District is, in any way, subsidizing the County or other participating agencies. However, the ability to pay against the UAAL, independent from the pool, will aid in minimizing significant costs due to postponed employer contributions. The Budget and Finance Committee and the General Manager have expressed interest in sending a letter to CCCERA regarding the suggested changes. 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O "~ d v ,= i £ `a -ewvU W y pG .S L CC C L R W Y +.+ h 6i 1 C FBI d0 C .~ '~ O O O r r N O N 0 N N W Q ~ C 0 N O O E ~ a ~ ~ o N N r O H d V 1*N tC 1 O ~ N C a a` N Nf d a m a r O ~ ~ C N o v ~ y 7 1 !'! ~ T r o ~ N N E o n N T 0 N m V H O ~ m o ~ N m p q m 1 O O T N W O O N A O N i r i O O O O O A J Q W l'7 O N M M O r N N N O O~ 0 O N ...i R 7 C CC `7 L 6~ W Q L V a 0 00 r ~ R .. R ~ ~' C O > i, L aLi ~ a a° ~ tea`' R ~ ~ a c ea °' E ,~~,UQd ~, w C a, O e u a L ~ pr .a a~,~. ev c a 6; s ~, o c ~ ~ o ~ W y ~i r+ 47 L R R O ~. R W y C a> ar y C rr GD G .C O h h d eE e O O r O r r N O N O pN N e1 r N ~ V O T N N r O N Y +H ro t N C N ~ r M O ~ ~ N " d ~ .- ~ o '' C `N N C C N a N Q N ~ a o ~, N ~ A O r ~ ~ A O C N CI V N O r m o ~ N m M A m 0 1 o T N ~ o 0 N A O O N e`e a ;e O O O 01 CO P J Q W M O f7 M O _~ N N O FAX: (925) 676-7211 March 16, 2009 ~RPpt JAMES M. KELLY General Manager Ms. Marilyn Leedom Chief Executive Officer Contra Costa County Employees' Retirement Association 1355 Willow Way, Suite 221 Concord, CA 94520 Dear Ms. Leedom: KENTON L. ALM Counsel for the District (Sl0) 808-2000 F.LA/NE R. BOEHME Secretary of the District The Central Contra Costa Sanitary District (CCCSD) Board of Directors received an informational memo from staff summarizing the Segal presentation given to Contra Costa County Employees' Retirement Association's (CCCERA) Board on February 11, 2009. Both the issue of extending the smoothing period of gains and losses, and a layered approach for the amortization of the Unfunded Actuarial Accrued Liability (UAAL) were discussed. The District Board is sensitive to the current economic climate and how market losses in asset value and subsequent necessity to raise employer rates effects the County and other public entities including CCCSD. However, by extending the smoothing period and layering the UAAL, the deferral of losses significantly increases the UAAL and the employer's cost in the long term. This is clearly demonstrated by the Segal exhibits. It is the opinion of CCCSD's Board of Directors that the smoothing period should remain at five years in an effort to control long term employer costs. As to the layered amortization approach, we would recommend looking at other options that did not increase the UAAL by $1.5 billion by 2021. Exhibit 4 estimates $310 million in 2021 using the current methodology compared to $1.8 billion in 2021 using the twelve year smoothing period and layering the UAAL, Exhibit 8. We greatly appreciated the information provided and look forward to more data and information as your Board continues to evaluate the current issues facing the retirement system. Sincerely, James M. Kelly ~~ General Manager R~